# Loans at the Weekend Payment on Saturdays and Sundays

Getting money at the weekend is not a simple task at all. A lot of companies work on Saturdays and Sundays, but only some of them actually verify customers and pay loans on these days. To get money I have to meet two conditions:

1) the loan company considers applications on Saturday / Sunday

2) we have an account in the same bank as the lender

The good news is that loan companies have bank accounts at least in several banks. Why is this important?

Most loan companies verify the customer by means of a verification transfer in the amount of PLN 0.01. If we have an account in the same bank as the loan company, the transfer will be automatically credited to her account. Thanks to this verification of our application will take several / several minutes. The same principle works the other way – the loan will go to our account also in real time.

Below is a list of loan companies in which we will get a loan during the weekend. We also indicate working hours and banks where the lender has bills.

## LOANS IN WEEKEND – BEST OFFERS

## 1. lendOn

- How much will we get: from PLN 100 to PLN 2,500
- Repayment: up to 45 days
- Free first loan
- Also with a negative credit history
- No income statements
- APRC 0% (for new customers)

Submit an application

Working hours on weekends: Saturday and Sunday 9:00 – 18:00

In which bank should we have an account: Alior Bank, Bank Millennium, BZ WBK, Getin Bank, mBank, PKO BP, Pekao SA, Wschodni Bank Cukrownictwa.

## 2. Vivus.pl

- How much will we get: from PLN 100 to PLN 3000
- Repayment: up to 30 days
- Free first loan
- No income statements
- The possibility of extending the repayment
- APRC 0% (first loan)

Submit an application

Working hours on weekends: Saturday and Sunday 8:00 – 20:00.

In which bank should we have an account: Alior Bank, Bank Millennium, Getin Bank, PKO BP, Pekao SA

## 3. Easy Credit

- How much will we get: from PLN 100 to PLN 1,500
- Repayment: up to 30 days
- Free loan for new customers
- Money even in 15 minutes
- Minimal formalities
- APRC 0% (first loan)

Submit an application

Working hours on weekends: Saturday and Sunday 9:00 – 20:00.

In which bank should we have an account: Alior Bank, Bank Millennium, Bank Pocztowy, BGŻ BNP Paribas, BZ WBK, Getin Bank, mBank, PKO BP, Pekao SA

## 4. Net Credit

- How much will we get: from 300 to 3000 zlotys
- Repayment: up to 30 days
- Free first loan
- All over the Internet
- The possibility of extending the repayment
- APRC 0% (for new customers)

Submit an application

Working hours on weekends: Saturday 8:00 – 20:00, closed on Sundays.

Net Credit supports payments in the Blue Cash system. The company has a bank account only at Bank Milennium.

## 5. Extraportfel

- How much will we get: from 1000 to 2000 PLN
- Repayment: up to 45 days
- Free first loan
- Money for any purpose
- A loan decision in a few minutes
- APRC 0% (first loan)

Submit an application

Working hours on weekends: Saturday and Sunday 9:00 – 18:00.

In which bank should we have an account: Alior Bank, Bank Millennium, BZ WBK, Getin Bank, mBank, PKO BP, Pekao SA, Wschodni Bank Cukrownictwa.

## 6. Filarum.pl

- How much will we get: from 1000 to 1000 PLN
- Repayment: up to 30 days
- Free first loan
- All you need is a bank account and a telephone
- Quick withdrawal of funds
- APRC 0% (first loan)

Submit an application

Working hours on weekends: Saturday and Sunday 8:00 – 22:00.

In which bank should we have an account: Alior Bank, Bank Millennium, BZ WBK, PKO BP, Pekao SA

## 7. Smart Loan

- How much will we get: from 200 to 3000 zlotys
- Repayment: up to 30 days
- Free first loan
- Refinancing the repayment
- For regular customers up to PLN 7,000
- APRC 0% (first loan)

Submit an application

Working hours on weekends: Saturday and Sunday 9:00 – 17:00.

In which bank should we have an account: Alior Bank, Bank Millennium BZ WBK, mBank, PKO BP.

## 8. SuperGrosz

- How much will we get: from 1,000 to 10,000 PLN
- Repayment: from 2 to 40 months
- Money for any purpose
- No income statements
- Loan calculator available
- APRC 0% (first loan)

Submit an application

Working hours on weekends: Saturday and Sunday 9:00 – 17:00.

## REPRESENTATIVE EXAMPLES

1) lendOn

The first loan – APY is 0%.

A representative example for another loan: Registration fee: PLN 0.01; the total loan amount of PLN 1,000; the duration of the contract is 30 days; interest rate 0%; preparation fee 0%; commission PLN 274.00; capital interest PLN 8.20; total amount to be paid PLN 1282.21; Actual Annual Interest Rate (APR) 1958,2.9%

2) Vivus.pl

The first loan – APY is 0%

Another loan: Actual Annual Interest Rate (APZ) is 649.10% assuming: total loan amount PLN 2000; the total amount to be paid 2360.00 PLN; fixed interest rate on an annual basis of 10%; the total cost of the loan is PLN 360 (including: commission PLN 343.60, interest PLN 16.40); contract for 30 days. As of 11/05/2017. The granting of the loan depends on the result of the applicant’s creditworthiness assessment.

3) EasyKredyt.pl

First APRC loan 0%

A representative example for another loan: total loan amount: PLN 1500, 0% interest rate, duration of the contract: 30 days, commission: PLN 412.50, total cost of the loan: PLN 412.50, total amount payable by the consumer PLN 1912.50. Actual Annual Interest Rate (APR): 1821.80%

4) Net Credit

APY for the first loan is 0%.

Another loan: For a sample loan PLN 1000 for 30 days (Standard Repayment Terms): APY is 674.40% (calculated as at 04/09/2017); total loan amount: PLN 1000; variable interest rate on an annual basis: 10%; total loan cost: PLN 183.21, including: Commission PLN 175, Interest PLN 8.21; duration of the contract: 30 days; total amount to be repaid: PLN 1183.21.

5) Extraportfel.pl

First loan – APR 0%

Another loan – A representative example: the total loan amount of PLN 1,000; the duration of the contract is 30 days; interest rate 0%; preparation fee 0%; commission PLN 271.00; interest PLN 8.20 total amount to be paid PLN 1,279.21; APRC 1900.44%.

6) Filarum.pl

The first free loan – APR 0%.

A representative example for another loan: total loan amount PLN 2000, contract duration – 30 days, fixed interest rate of 10% per annum, total loan cost 562.16 (including capital interest PLN 16.44, commission PLN 545.72), Actual Annual Interest Rate (APR) 1936.3%, total amount to be paid PLN 2562.16 (as of October 19, 2017). The granting of a loan depends on a positive assessment of the applicant’s creditworthiness.

7) Smart Loan

First APRC loan 0%

A representative example for a loan not covered by the promotion: APY (Actual annual interest rate) is 1804%, assuming: total loan amount PLN 1000, total repayment amount PLN 1282,22, RSO (annual interest rate) variable interest rate is 10% (Articles 359 § 21 KC – maximum interest), total cost 282.22 PLN, including Commission 274 PLN, capital interest 8.22 PLN, duration of the contract 30 days.

8) SuperGrosz.pl

The actual annual interest rate (APRC) is 57.8%, the total loan amount is PLN 5,000, the term of the contract is 48 months, repayment in 48 monthly installments of PLN 230.99 each installment, variable interest rate 10% per annum. The total cost of the loan is PLN 6087.36 including: PLN 5000.16 and interest PLN 1087.20. The total amount to be paid is PLN 1,1077,36. The calculation was made on 25/09/2017 on a representative example for the installment loan.